{"id":5511,"date":"2026-04-28T06:46:00","date_gmt":"2026-04-28T06:46:00","guid":{"rendered":"https:\/\/skillminted.com\/5f0d4821-9cfd-4bd6-a742-6f88169cb124\/"},"modified":"2026-04-28T06:46:53","modified_gmt":"2026-04-28T06:46:53","slug":"5f0d4821-9cfd-4bd6-a742-6f88169cb124","status":"publish","type":"post","link":"https:\/\/skillminted.com\/uk\/5f0d4821-9cfd-4bd6-a742-6f88169cb124\/","title":{"rendered":"Kontantinsats Skandia bol\u00e5n \u2013 nya 10 % kravet och dina f\u00f6rdelar"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Rekommenderas f\u00f6r dig<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Skandia bol\u00e5n<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Nytt krav: endast 10\u00a0% kontantinsats och attraktiva bol\u00e5nevillkor. M\u00f6jlighet till l\u00e5nef\u00f6rmedling och flexibla l\u00f6sningar f\u00f6r nyblivna och erfarna bostadsk\u00f6pare.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.skandia.se\/lana\/bolan\/kopa-bostad\/kontantinsats\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Ans\u00f6k nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Du kommer att omdirigeras till en annan webbplats<\/small>\n<\/div>\n<p>Skandias bol\u00e5n erbjuder nu ett nytt minimikrav p\u00e5 kontantinsats vid bostadsk\u00f6p \u2013 endast 10\u00a0%. Det g\u00f6r det enklare f\u00f6r fler att k\u00f6pa egen bostad, framf\u00f6r allt f\u00f6r f\u00f6rstag\u00e5ngsk\u00f6pare. Samtidigt erbjuder Skandia fortsatt bra bol\u00e5ner\u00e4ntor och villkor. L\u00e5netiden \u00e4r flexibel och passar olika behov.<\/p>\n<p><strong>S\u00e5 ans\u00f6ker du om Skandia bol\u00e5n:<\/strong><\/p>\n<ol>\n<li>G\u00e5 till Skandias ans\u00f6kningsformul\u00e4r.<\/li>\n<li>Fyll i dina personuppgifter och nuvarande ekonomi.<\/li>\n<li>V\u00e4lj bol\u00e5nebelopp och ange planerad kontantinsats.<\/li>\n<li>Om du vill, ans\u00f6k samtidigt om handpenningsl\u00e5n eller \u00f6verbryggningsl\u00e5n.<\/li>\n<li>Skicka in ans\u00f6kan och f\u00e5 besked snabbt online.<\/li>\n<\/ol>\n<h3>F\u00f6rdelar med Skandias 10\u00a0% kontantinsats<\/h3>\n<p>Skandias nya villkor inneb\u00e4r att fler f\u00e5r m\u00f6jlighet att ta steget till egen bostad. Det s\u00e4nkta kravet underl\u00e4ttar s\u00e4rskilt f\u00f6r f\u00f6rstag\u00e5ngsk\u00f6pare samt dem utan stort sparkapital.<\/p>\n<p>Ytterligare en f\u00f6rdel \u00e4r att ans\u00f6kningsprocessen \u00e4r snabb och enkel. Flexibla l\u00e5neformer, tillsammans med konkurrenskraftiga r\u00e4ntor, kan hj\u00e4lpa dig anpassa l\u00e5net efter din livssituation.<\/p>\n<h3>Nackdelar att beakta<\/h3>\n<p>Ett l\u00e4gre krav p\u00e5 kontantinsats inneb\u00e4r att du beh\u00f6ver ta ett h\u00f6gre bol\u00e5n. Detta kan inneb\u00e4ra h\u00f6gre m\u00e5nadsutgifter och \u00f6kad k\u00e4nslighet f\u00f6r r\u00e4nte\u00e4ndringar.<\/p>\n<p>Vidare \u00e4r det viktigt att sj\u00e4lv kunna uppvisa stabil ekonomi, eftersom svag kreditv\u00e4rdighet kan minska chansen till beviljad ans\u00f6kan trots nya villkor.<\/p>\n<h3>Slutsats \u2013 v\u00e5rt omd\u00f6me<\/h3>\n<p>Skandias s\u00e4nkta kontantinsats till 10\u00a0% g\u00f6r bol\u00e5nemarknaden mer tillg\u00e4nglig. F\u00f6r dig som vill komma in p\u00e5 bostadsmarknaden snabbt \u00e4r detta en stor f\u00f6rdel. Dock \u00e4r det viktigt att r\u00e4kna p\u00e5 hela din ekonomi och vara medveten om eventuella risker med h\u00f6gre skulds\u00e4ttning.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Rekommenderas f\u00f6r dig<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Skandia bol\u00e5n<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Nytt krav: endast 10\u00a0% kontantinsats och attraktiva bol\u00e5nevillkor. M\u00f6jlighet till l\u00e5nef\u00f6rmedling och flexibla l\u00f6sningar f\u00f6r nyblivna och erfarna bostadsk\u00f6pare.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.skandia.se\/lana\/bolan\/kopa-bostad\/kontantinsats\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Ans\u00f6k nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Du kommer att omdirigeras till en annan webbplats<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Skandia bol\u00e5n erbjuder nu bara 10 % kontantinsats med flexibla villkor, snabb ans\u00f6kan och anpassade l\u00f6sningar f\u00f6r dig som vill k\u00f6pa bostad. L\u00e4s v\u00e5r oberoende recension h\u00e4r<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kontantinsats Skandia bol\u00e5n \u2013 nya 10 % kravet och dina f\u00f6rdelar - Skillminted<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skillminted.com\/uk\/5f0d4821-9cfd-4bd6-a742-6f88169cb124\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kontantinsats Skandia bol\u00e5n \u2013 nya 10 % kravet och dina f\u00f6rdelar - Skillminted\" \/>\n<meta property=\"og:description\" content=\"Skandia bol\u00e5n erbjuder nu bara 10 % kontantinsats med flexibla villkor, snabb ans\u00f6kan och anpassade l\u00f6sningar f\u00f6r dig som vill k\u00f6pa bostad. 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