{"id":5386,"date":"2026-04-22T10:00:00","date_gmt":"2026-04-22T10:00:00","guid":{"rendered":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/"},"modified":"2026-04-22T10:00:28","modified_gmt":"2026-04-22T10:00:28","slug":"a8642cd6-51fe-4be8-8da4-85feb5856b75","status":"publish","type":"post","link":"https:\/\/skillminted.com\/uk\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/","title":{"rendered":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Rekommenderas f\u00f6r dig<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Riksbanken<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Nytt inl\u00e5ningskrav 2025: banker m\u00e5ste h\u00e5lla r\u00e4ntefri inl\u00e5ning hos Riksbanken f\u00f6r \u00f6kad s\u00e4kerhet och s\u00e4nkta r\u00e4ntekostnader. Stabilt och modernt system!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.riksbank.se\/sv\/marknader\/rantefri-inlaning\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Ans\u00f6k nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Du kommer att omdirigeras till en annan webbplats<\/small>\n<\/div>\n<h2>Introduktion till Riksbankens nya inl\u00e5ningskrav<\/h2>\n<p>Fr\u00e5n och med 1 januari 2025 har Riksbanken inf\u00f6rt r\u00e4tten att st\u00e4lla krav p\u00e5 r\u00e4ntefri inl\u00e5ning fr\u00e5n svenska banker och kreditinstitut. Detta inneb\u00e4r att bankerna m\u00e5ste h\u00e5lla en viss m\u00e4ngd medel utan r\u00e4nta hos Riksbanken, vilket s\u00e4nker myndighetens r\u00e4ntekostnader.<\/p>\n<p>F\u00f6r banker inneb\u00e4r detta nya f\u00f6ruts\u00e4ttningar f\u00f6r likviditetshantering, samtidigt som det st\u00e4rker Riksbankens int\u00e4ktskapacitet tack vare minskade utbetalningar av r\u00e4nta. Initiativet efterstr\u00e4var \u00f6kad stabilitet i det finansiella systemet.<\/p>\n<p>Nyttan f\u00f6r Riksbanken ligger dels i f\u00f6rb\u00e4ttrad intj\u00e4ning, men ocks\u00e5 i ett \u00f6kat finansiellt oberoende. F\u00f6r banker g\u00e4ller det att hitta nya strategier och anpassa sig till de nya reglerna.<\/p>\n<h2>S\u00e5 ans\u00f6ker du och uppfyller inl\u00e5ningskravet<\/h2>\n<p>Processen f\u00f6r banker och kreditinstitut \u00e4r tydlig och standardiserad. N\u00e4r Riksbanken har fastst\u00e4llt det \u00e5rliga kravet meddelas aktuella institut om summan som ska deponeras p\u00e5 s\u00e4rskilda konton.<\/p>\n<p>Institutet verifierar sitt inl\u00e5ningsbehov utifr\u00e5n sin balansr\u00e4kning per \u00e5rsskiftet. D\u00e5 best\u00e4ms ocks\u00e5 storleken p\u00e5 det aktuella inl\u00e5ningskravet.<\/p>\n<p>Efter beslutet s\u00e4tts motsvarande belopp in p\u00e5 konto hos Riksbanken. Om kravet \u00e4r h\u00f6gre \u00e4n tidigare beh\u00f6ver banken s\u00e4tta in ytterligare medel.<\/p>\n<p>Skulle kravet minska \u00e5terf\u00f6r Riksbanken \u00f6verskjutande medel. Missar ett institut att uppfylla kravet i tid, kan sanktionsavgift bli aktuellt.<\/p>\n<p>Inl\u00e5ningskravet fastst\u00e4lls \u00e5rligen och g\u00e4ller tills n\u00e4sta beslut, vilket g\u00f6r processen f\u00f6ruts\u00e4gbar och enkel att f\u00f6lja \u00e5r fr\u00e5n \u00e5r.<\/p>\n<h2>F\u00f6rdelar med det r\u00e4ntefria inl\u00e5ningskravet<\/h2>\n<p>En viktig f\u00f6rdel \u00e4r att Riksbankens r\u00e4ntekostnader minskar, vilket f\u00f6rb\u00e4ttrar myndighetens intj\u00e4ning utan att belasta bankerna med ytterligare avgifter.<\/p>\n<p>Samtidigt f\u00e5r banker en tydlig och \u00e5rlig struktur f\u00f6r hur deras inl\u00e5ning hos Riksbanken fungerar \u2013 ingen os\u00e4kerhet r\u00e5der om belopp eller procedur.<\/p>\n<p>Systemet fr\u00e4mjar stabilitet i det finansiella systemet, vilket ger b\u00e5de banker och samh\u00e4llet en tryggare grund att st\u00e5 p\u00e5.<\/p>\n<p>Transparens och r\u00e4ttvisa k\u00e4nnetecknar systemet; kravet ber\u00e4knas proportionellt utifr\u00e5n bankernas storlek och inl\u00e5ningsbas.<\/p>\n<p>F\u00f6r stora institut inneb\u00e4r detta en m\u00f6jlighet att bidra extra till systemets stabilitet, utan negativ r\u00e4nta p\u00e5 den insatta summan.<\/p>\n<h2>Nackdelar och aspekter att beakta<\/h2>\n<p>F\u00f6r banker kan det inneb\u00e4ra en viss likviditetsutmaning. Medel m\u00e5ste h\u00e5llas r\u00e4ntefritt hos Riksbanken, vilket inte genererar n\u00e5gon direkt avkastning.<\/p>\n<p>Beroende p\u00e5 konjunktur och marknadsf\u00f6rh\u00e5llanden kan detta p\u00e5verka bankens effektivitet n\u00e4r det g\u00e4ller att utnyttja likviditet internt.<\/p>\n<p>Sm\u00e5 institut kan uppleva \u00f6kade administrativa kostnader att ber\u00e4kna och hantera dessa krav, trots att de \u00e4r proportionellt f\u00f6rdelade.<\/p>\n<p>Det r\u00e4ntefria uppl\u00e4gget kan i vissa fall leda till f\u00f6r\u00e4ndrade aff\u00e4rsstrategier f\u00f6r banker som tidigare f\u00f6rlitade sig p\u00e5 h\u00f6gre likviditets\u00f6verskott.<\/p>\n<p>P\u00e5 l\u00e4ngre sikt kan omst\u00e4llningen kr\u00e4va investering i nya rutiner och IT-system f\u00f6r att f\u00f6lja upp och rapportera inl\u00e5ningsbasen korrekt.<\/p>\n<h2>Slutsats \u2013 Omd\u00f6me om inl\u00e5ningskravet<\/h2>\n<p>Riksbankens nya inl\u00e5ningskrav levererar p\u00e5 flera fronter: det f\u00f6rst\u00e4rker den finansiella stabiliteten och minskar statens r\u00e4ntekostnader.<\/p>\n<p>Bankerna ges strukturerade och r\u00e4ttvisa villkor. F\u00f6r dig som kund eller investerare inneb\u00e4r det en tryggare bankmarknad.<\/p>\n<p>Systemet \u00e4r transparent och \u00e5rligen uppdaterat, vilket ger l\u00e5ngsiktigt f\u00f6rtroende f\u00f6r b\u00e5de banker och samh\u00e4lle.<\/p>\n<p>Nackdelarna \u00e4r marginella och hanterbara, s\u00e4rskilt f\u00f6r st\u00f6rre institut. F\u00f6rdelarna v\u00e4ger helt klart tyngre sett till helheten.<\/p>\n<p>Rekommendationen \u00e4r att f\u00f6lja utvecklingen och nyttja m\u00f6jligheten till stabil och r\u00e4ntefri likviditetsh\u00e5llning hos Riksbanken.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Rekommenderas f\u00f6r dig<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Riksbanken<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Nytt inl\u00e5ningskrav 2025: banker m\u00e5ste h\u00e5lla r\u00e4ntefri inl\u00e5ning hos Riksbanken f\u00f6r \u00f6kad s\u00e4kerhet och s\u00e4nkta r\u00e4ntekostnader. Stabilt och modernt system!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.riksbank.se\/sv\/marknader\/rantefri-inlaning\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Ans\u00f6k nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Du kommer att omdirigeras till en annan webbplats<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Riksbankens nya inl\u00e5ningskrav 2025 inneb\u00e4r r\u00e4ntefri inl\u00e5ning f\u00f6r banker vilket gynnar Sveriges finansiella stabilitet och minskar r\u00e4ntekostnaderna<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skillminted.com\/uk\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted\" \/>\n<meta property=\"og:description\" content=\"Riksbankens nya inl\u00e5ningskrav 2025 inneb\u00e4r r\u00e4ntefri inl\u00e5ning f\u00f6r banker vilket gynnar Sveriges finansiella stabilitet och minskar r\u00e4ntekostnaderna\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skillminted.com\/uk\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\" \/>\n<meta property=\"og:site_name\" content=\"Skillminted\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-22T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-22T10:00:28+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/skillminted.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker\",\"datePublished\":\"2026-04-22T10:00:00+00:00\",\"dateModified\":\"2026-04-22T10:00:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\"},\"wordCount\":728,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/skillminted.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\",\"url\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\",\"name\":\"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted\",\"isPartOf\":{\"@id\":\"https:\/\/skillminted.com\/#website\"},\"datePublished\":\"2026-04-22T10:00:00+00:00\",\"dateModified\":\"2026-04-22T10:00:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/skillminted.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/skillminted.com\/#website\",\"url\":\"https:\/\/skillminted.com\/\",\"name\":\"Skillminted\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/skillminted.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/skillminted.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/skillminted.com\/#organization\",\"name\":\"Skillminted\",\"url\":\"https:\/\/skillminted.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/skillminted.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/skillminted.com\/wp-content\/uploads\/sites\/275\/2025\/12\/cropped-Skillminted_-1.png\",\"contentUrl\":\"https:\/\/skillminted.com\/wp-content\/uploads\/sites\/275\/2025\/12\/cropped-Skillminted_-1.png\",\"width\":486,\"height\":335,\"caption\":\"Skillminted\"},\"image\":{\"@id\":\"https:\/\/skillminted.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/skillminted.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/skillminted.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/skillminted.com\/uk\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skillminted.com\/uk\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/","og_locale":"en_GB","og_type":"article","og_title":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted","og_description":"Riksbankens nya inl\u00e5ningskrav 2025 inneb\u00e4r r\u00e4ntefri inl\u00e5ning f\u00f6r banker vilket gynnar Sveriges finansiella stabilitet och minskar r\u00e4ntekostnaderna","og_url":"https:\/\/skillminted.com\/uk\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/","og_site_name":"Skillminted","article_published_time":"2026-04-22T10:00:00+00:00","article_modified_time":"2026-04-22T10:00:28+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#article","isPartOf":{"@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/"},"author":{"name":"Bruno Gianni","@id":"https:\/\/skillminted.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"headline":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker","datePublished":"2026-04-22T10:00:00+00:00","dateModified":"2026-04-22T10:00:28+00:00","mainEntityOfPage":{"@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/"},"wordCount":728,"commentCount":0,"publisher":{"@id":"https:\/\/skillminted.com\/#organization"},"articleSection":["Hidden"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/","url":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/","name":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker - Skillminted","isPartOf":{"@id":"https:\/\/skillminted.com\/#website"},"datePublished":"2026-04-22T10:00:00+00:00","dateModified":"2026-04-22T10:00:28+00:00","breadcrumb":{"@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/skillminted.com\/a8642cd6-51fe-4be8-8da4-85feb5856b75\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skillminted.com\/"},{"@type":"ListItem","position":2,"name":"Riksbanken inl\u00e5ningskrav 2025 \u2013 R\u00e4ntefri inl\u00e5ning och f\u00f6rb\u00e4ttrad intj\u00e4ning f\u00f6r banker"}]},{"@type":"WebSite","@id":"https:\/\/skillminted.com\/#website","url":"https:\/\/skillminted.com\/","name":"Skillminted","description":"","publisher":{"@id":"https:\/\/skillminted.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skillminted.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/skillminted.com\/#organization","name":"Skillminted","url":"https:\/\/skillminted.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/skillminted.com\/#\/schema\/logo\/image\/","url":"https:\/\/skillminted.com\/wp-content\/uploads\/sites\/275\/2025\/12\/cropped-Skillminted_-1.png","contentUrl":"https:\/\/skillminted.com\/wp-content\/uploads\/sites\/275\/2025\/12\/cropped-Skillminted_-1.png","width":486,"height":335,"caption":"Skillminted"},"image":{"@id":"https:\/\/skillminted.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/skillminted.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/skillminted.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/skillminted.com\/uk\/author\/bcgianni\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Bruno Gianni","author_link":"https:\/\/skillminted.com\/uk\/author\/bcgianni\/"},"uagb_comment_info":0,"uagb_excerpt":"Riksbankens nya inl\u00e5ningskrav 2025 inneb\u00e4r r\u00e4ntefri inl\u00e5ning f\u00f6r banker vilket gynnar Sveriges finansiella stabilitet och minskar r\u00e4ntekostnaderna","_links":{"self":[{"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/posts\/5386"}],"collection":[{"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/comments?post=5386"}],"version-history":[{"count":1,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/posts\/5386\/revisions"}],"predecessor-version":[{"id":5393,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/posts\/5386\/revisions\/5393"}],"wp:attachment":[{"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/media?parent=5386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/categories?post=5386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skillminted.com\/uk\/wp-json\/wp\/v2\/tags?post=5386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}