{"id":5238,"date":"2026-04-17T03:30:00","date_gmt":"2026-04-17T03:30:00","guid":{"rendered":"https:\/\/skillminted.com\/cba2e343-4d6b-4040-b241-77b0e68f572e\/"},"modified":"2026-04-17T03:30:38","modified_gmt":"2026-04-17T03:30:38","slug":"cba2e343-4d6b-4040-b241-77b0e68f572e","status":"publish","type":"post","link":"https:\/\/skillminted.com\/uk\/cba2e343-4d6b-4040-b241-77b0e68f572e\/","title":{"rendered":"YES BANK Paisabazaar PaisaSave Credit Card: 6% Cashback &#038; Zero Joining Fee"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">YES BANK Paisabazaar PaisaSave Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Unlock 6% cashback on travel and dining, 1% on all else, with zero joining fee and a modest annual fee. Enjoy simple rewards and convenient UPI benefits.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.paisabazaar.com\/credit-card\/25-best-credit-cards-india\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<h2>YES BANK Paisabazaar PaisaSave Credit Card Overview<\/h2>\n<p>The YES BANK Paisabazaar PaisaSave Credit Card stands out for its high rewards and complete digital application process. With a joining fee of \u20b90 and an annual fee of just \u20b9499, this card is an appealing option for new credit users looking for easy savings. While the credit limit may vary based on eligibility, applicants generally get competitive limits suitable for everyday spends. The interest rate is standard as per YES BANK cards, offering transparent disclosure during onboarding.<\/p>\n<p>The card\u2019s main attraction lies in its value-packed rewards: 6% cashback on all dining and travel spends, 1% cashback across all other categories including UPI payments, and renewal fee waived on annual spends of \u20b91.2 lakh or more. It\u2019s built especially for those who want straightforward rewards without restrictions.<\/p>\n<h2>How to Apply: Step-by-Step<\/h2>\n<p><strong>To apply for the YES BANK Paisabazaar PaisaSave Credit Card, simply:<\/strong><\/p>\n<ol>\n<li>Visit the Paisabazaar website or use their mobile app.<\/li>\n<li>Complete the digital application form, providing your PAN and contact details.<\/li>\n<li>Submit supporting documents, such as proof of identity, address, and income.<\/li>\n<li>Check your eligibility instantly as per your credit profile.<\/li>\n<li>Receive approval decision quickly, with issuance and shipment upon success.<\/li>\n<\/ol>\n<h2>Pros of YES BANK Paisabazaar PaisaSave Credit Card<\/h2>\n<p>This card\u2019s biggest benefit is the generous 6% cashback on both travel and dining\u2014categories where urban consumers tend to spend often. There are no merchant restrictions, making this reward highly accessible.<\/p>\n<p>Another major strength is the unlimited 1% cashback on everything else, including even UPI transactions. This covers a wide array of purchases, so you\u2019re constantly earning with every swipe or tap, offline and online.<\/p>\n<h2>Cons to Consider<\/h2>\n<p>The 6% cashback rate has a cap\u2014\u20b93,000 per month, which may restrict very high spenders from maximizing their returns on travel and dining. Those with larger monthly expenses may prefer cards without limits.<\/p>\n<p>Being an entry-level card, premium features like international lounge access and elevated benefits are not included. If you seek global travel perks, more premium options may better suit your needs.<\/p>\n<h2>Our Verdict<\/h2>\n<p>YES BANK Paisabazaar PaisaSave Credit Card is a stellar choice for anyone seeking solid cashback and ease of application, with an emphasis on travel and dining rewards. Its zero joining fee and digital process make it ideal for new users or those who want simple, transparent savings on daily spends. It\u2019s especially attractive for those whose major expenses fall under dining or travel, and who value the flexibility of earning cashback on UPI payments. This card blends convenience and value for money, making it one of the most competitive options in its segment.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">YES BANK Paisabazaar PaisaSave Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Unlock 6% cashback on travel and dining, 1% on all else, with zero joining fee and a modest annual fee. Enjoy simple rewards and convenient UPI benefits.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/skillminted.com\/uk\/redirect\/?https:\/\/www.paisabazaar.com\/credit-card\/25-best-credit-cards-india\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Experience 6% cashback on travel and dining with YES BANK Paisabazaar PaisaSave Credit Card, zero joining fee, and simple digital application for stress-free savings.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>YES BANK Paisabazaar PaisaSave Credit Card: 6% Cashback &amp; 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